Kalend - Next Generation Lending Protocol

Capital Efficient Stability Lending Protocol

We have combined the most popular and successful protocols together to give you the best features with mechanisms built in to protect you from market conditions so your portfolio grows steadily over time regardless of what is happening in the markets.

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Features that set us apart

How our system works

Kalend creates properly functioning lending and borrowing pools for Kadena assets. Each pool has interest rates that are determined by the supply and demand of the underlying asset.


Use kTokens as collateral to borrow any of the accepted asset types
Borrowed amount is limited by overcollateralization
Liquidation occurs with rising price of collateral token or declining price of borrowed asset


Supply an accepted type of asset and it then becomes part of the lending and borrowing pool. 
Receive kTokens
Withdraw your assets at any time
Once all lent assets are removed from the pool held kTokens are burnt
Stability Pool
Lending Pool
Accepted Asset
Accepted Asset
Staking Pool

Built on highly efficient L1 - Kadena

Chainweb - Kadena’s Public Blockchain protocol

Chainweb is a braided, parallelized proof-of-work consensus mechanism that improves throughput and scalability while maintaining the security and integrity found in Bitcoin.

Pact - Kadena’s smart contract language

Pact is a human readable and Turing Incomplete smart contract language purpose-built for blockchains with powerful security features including:

Full Formal Verification of user code, error messages, contract upgradability, and support for interoperability
Strong permission and access control

Kalend lowers liquidation frictionlessly

Unlike Compound or Aave, Kalend uses a two-sided approach to calculate a borrower’s borrowing capacity. Read our whitepaper to learn more about Kalend’s unique approach.


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Be a part of our community, connect with the team, stay up to date on the latest news and more

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Investor Form

Want to invest in the next generation lending platform? Fill in your info and we will reach out!
(note this form is for private investment inquires, not IDO investment, etc)
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Phase 1

Mid Q3

V1 whitepaper release
Development code complete
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Phase 2

End of Q3

Code and financial simulation audit
Testnet launch
Community launch
Phase 3

Mid Q4

Mainnet Launch